Privacy Policy

1. Who We Are

IPO Compare AU ("IPO Compare AU", "we", "us", or "our") operates this website and associated analysis tools. For questions about this Privacy Policy or our data practices, please use the contact details provided on our Contact page.

2. Information We Collect

We collect the following broad categories of information:

• Information you provide directly — such as your name, email address, business details, and any parameters or figures entered into forms, configuration tools, or contact requests.
• Usage and device data — including IP address, browser type, device identifiers, pages viewed, referring URLs, and timestamps, collected automatically as you interact with the site.
• Cookies and similar technologies — small data files stored on your device to support functionality, remember preferences, and understand aggregate usage patterns. See Section 7 below.
• Tool-generated data — inputs and outputs associated with our risk-parameter and allocation-modelling features, which may be stored to allow you to review or resume a session.

We do not knowingly collect bank login credentials, full account numbers, or other highly sensitive financial identifiers through this website. If you believe such information has been submitted inadvertently, please contact us so we can assist with removal.

3. How We Use Information

We use collected information to:

• Operate, maintain, and provide the features of our website and analysis tools;
• Respond to enquiries submitted through contact or lead forms;
• Personalise and improve the relevance of tool outputs and content;
• Monitor, analyse, and improve site performance, security, and usability;
• Detect, investigate, and prevent fraudulent, unauthorised, or unlawful activity;
• Comply with applicable legal obligations and enforce our Terms of Service.

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing, we rely on one or more of the following: your consent, the necessity of processing to provide a service you have requested, our legitimate interests in operating and securing our services, and compliance with legal obligations. Where processing relies on consent, you may withdraw that consent at any time by contacting us.

5. Sharing and Disclosure of Information

We do not sell personal information. We may share information in the following limited circumstances:

• Service providers — third parties that support hosting, analytics, email delivery, or similar functions, bound by confidentiality and data-handling obligations;
• Legal and safety reasons — where disclosure is required to comply with law, respond to lawful requests, or protect the rights, property, or safety of IPO Compare AU, our users, or others;
• Business transfers — in connection with a merger, acquisition, restructuring, or sale of assets, subject to appropriate safeguards;
• With your direction — where you have explicitly asked us to share information with a named third party.

6. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes described in this Policy, including satisfying any legal, accounting, or reporting obligations. Retention periods vary depending on the type of data and the purpose of processing; where information is no longer required, we take reasonable steps to delete, anonymise, or securely archive it.

7. Cookies and Tracking Technologies

We use cookies and similar technologies for purposes including:

• Essential cookies — required for core site functionality, such as navigation and form submission;
• Preference cookies — used to remember settings and improve usability;
• Analytics cookies — used to understand how visitors interact with the site so we can improve content and performance.

Most browsers allow you to control or disable cookies through their settings. Disabling certain cookies may affect the functionality of parts of the website or our tools.

8. Data Security

We implement reasonable technical and organisational measures designed to protect information against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security of information you submit to us.

9. International Data Transfers

Information we collect may be stored and processed in countries other than your own, including where our service providers operate infrastructure. Where such transfers occur, we take steps intended to ensure information continues to receive an appropriate level of protection consistent with this Policy.

10. Your Rights and Choices

Depending on your location and applicable law, you may have rights including the ability to:

• Request access to personal information we hold about you;
• Request correction of inaccurate or incomplete information;
• Request deletion of personal information, subject to legal exceptions;
• Object to or restrict certain types of processing;
• Request a copy of your information in a portable format;
• Withdraw consent where processing is based on consent.

To exercise any of these rights, please contact us using the details on our Contact page. We may need to verify your identity before processing certain requests.

11. Children's Privacy

Our website and tools are intended for business use and are not directed at children. We do not knowingly collect personal information from individuals under the age of digital consent applicable in their jurisdiction. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

12. Third-Party Links

Our website may contain links to third-party websites or services. This Privacy Policy applies only to our own site and tools; we are not responsible for the privacy practices or content of third-party sites, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. Any updates will be posted on this page with a revised "Last updated" date. Continued use of the website after changes take effect constitutes acceptance of the revised Policy.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our handling of your information, please reach out via our Contact page. See also our Terms of Service for the rules governing use of our website and tools.